"With access to over 200 lenders, I pride myself in “shopping” for the best deal for my clients. With a clear understanding of my client’s current and future financial plans, I help my clients decide on the best possible loan for them. Zero cost loans, no lender fees loan, option arms, fixed rate loans, Adjustable rate mortgages with initial fixed rate terms, Home equity loans and lines of credit, government loans, assisted loans etc. – each one has its unique features and benefits. What do they really mean and which one is right for you? How do you really compare rates from different lenders? How can you be sure you are getting the best possible deal? What's more important- the rate, the points, the fees or all of the above? Once in a while I will receive phone calls from clients who have been offered rates that sound too good to be true. What’s the catch? For these and other questions, you can depend on me for straightforward answers that will make it very clear to you what your best choices are! - Shashi Jaggia